To meet the needs of every borrower, TCCU offers a range of personal loans, both secured and unsecured
- Up to $15,000 for up to 36 months
- Competitive low rates (As low as 8.49% APR*)
- Flexible repayment terms
- Easy application process
- No hidden fees
It pays (and costs) to be smart.
Borrow from TCCU to pay for college or post-secondary education.
• Get up to $4,000 per semester or term, maximum $30,000
• Pay for college or other specialized training
• Defer your first monthly payment up to 45 days
Not enough? Check out the Texas Extra Credit loan from TCCU partner Higher Education Servicing Corp.
An expensive wedding, or an unexpected surgery for your pet. There are times when a traditional loan just won’t cut it. You need something a little different that fits your lifestyle.
- Medical & Unexpected Expenses
Line of Credit
Credit lines up to $10,000. Available to you whenever you need it. Access it at a branch or through eBanking.
Overdraft Protection extends credit to checking account holders to ensure payment of authorized withdrawals, such as checks or automated payments, in the event that their checking account is overdrawn. This protection helps you avoid the high cost of non-sufficient funds fees and the embarrassment of having items returned unpaid.
Payday Plus Loan
Need emergency cash? Don’t let payday lenders take you for a ride with high-interest rates and fees. We can help! Our PayDay Plus Loan will also benefit you by helping improve your creditworthiness.
- Annual percentage rate: Up to 18% APR*
- Repayment period: Up to 6 months
- Maximum Loan Amount: $1,000
Remove the window between you and shopping and get that special something you’ve been wanting with a personal loan. Made especially for you.
• Affordable rates
• Flexible repayment terms
Just in time for the holidays, our Winter Loan special is here. (So, let’s just call it a Holiday loan, why don’t we) Apply below!
Imagine it’s the weekend, and you need cash in a flash. Don’t wait ‘til Monday. Get up to $1500 deposited into your checking account in just six clicks. That’s it.
- Must be a member for at least 90 days to apply
- No credit check
- Loan amounts from $250 – $1500
- 12 months repayment term
- $20 application fee
- Other conditions and restrictions apply
If you’re new to TCCU and don’t meet the 90 day criteria, check out our Payday Plus loan as an alternative.