Personal Loans
To meet the needs of every borrower, TCCU offers a range of personal loans, both secured and unsecured
Debt Consolidation
Reduce your monthly expenses and retire debt in a shorter amount of time by consolidating debt to start living a refreshed life!
- Up to $15,000 for up to 36 months
- Competitive low rates
- Flexible repayment terms
- Easy application process
- No hidden fees
Education Loan
It pays (and costs) to be smart.
Higher education is within financial reach with an Education Loan from TCCU.
- Students Loans and Parent Loans
- Borrow for college or other post-secondary education
- Affordable rates
- Flexible payment options
Lifestyle Loan
An expensive wedding, or an unexpected surgery for your pet. There are times when a traditional loan just won’t cut it. You need something a little different that fits your lifestyle.
- Weddings
- Quinceañera
- Medical & Unexpected Expenses
Line of Credit
It’s like a credit card, without the card. And a lower interest rate. Great to use when you’re faced with something unexpected. When you make your monthly payment, that amount becomes available again for you to use.
Credit lines up to $10,000. Available to you whenever you need it. Access it at a branch or through eBanking.
Overdraft Protection
Overdraft Protection extends credit to checking account holders to ensure payment of authorized withdrawals, such as checks or automated payments, in the event that their checking account is overdrawn. This protection helps you avoid the high cost of non-sufficient funds fees and the embarrassment of having items returned unpaid.
Payday Plus Loan
Need emergency cash? Don’t let payday lenders take you for a ride with high-interest rates and fees. We can help! Our PayDay Plus Loan will also benefit you by helping improve your creditworthiness.
- Annual percentage rate: Up to 18% APR*
- Repayment period: Up to 6 months
- Maximum Loan Amount: $1,000
Personal Loan
It’s personal.
Remove the window between you and shopping and get that special something you’ve been wanting with a personal loan. Made especially for you.
• Affordable rates
• Flexible repayment terms
Now offering the Simplify Loan; consolidate debt and simplify your life!
- Rates as low as 8.99% APR
- Loan amounts from $250 – $15,000
- Terms up to 36 months
Offer ends 3/31/25
Rapid Loan
Imagine it’s the weekend, and you need cash in a flash. Don’t wait ‘til Monday. Get up to $1500 deposited into your checking account in just six clicks. That’s it.
- Must be a member for at least 6 months to apply
- The account must have aggregate deposits of at least $1,250 for the last 61 days through recurring ACH deposits, or deposits made with a teller
- Must not have an outstanding TCCU Payday Plus loan
- No credit check
- Loan amounts from $500 – $1500
- 12 months repayment term
- $20 application fee
- Other conditions and restrictions apply
Savings Secured Loan
The most affordable way to borrow money is to borrow it from yourself. A savings secured loan loans you money by using the money you already have. You get a lower interest rate than you would on a traditional loan, and your money will continue to earn interest.
Second Chance Loan
Managing credit can be tricky. Even if you miss just one payment, your credit takes a huge hit. And that hit is hard to come back from. If your credit is in disrepair, this 12-month loan helps you rebuild. Because everyone deserves a second chance.
Citizenship Loans | Prestamos De Ciudadania
The path to citizenship isn’t an easy process, and it’s also an expensive one. We’re offering Citizenship Loans to help make things just a little easier.
El camino hacia la ciudadanÃa no es un proceso fácil y también puede ser costoso. Estamos ofreciendo Prestamos de CiudadanÃa para facilitarle su proceso.
