Learn More About Certificates

With a TCCU Certificate, your deposit is locked in for a specified term and earns you higher dividends than standard Savings Accounts.

Certificates of Deposit

Available for terms of 3, 6, 12, 13, 18, 24, 36, 48, 60 months
$1,000 minimum to open and obtain disclosed annual percentage yield
Interest compounds monthly and is paid monthly
Interest may be automatically transferred to another account or mailed by check
Early or partial withdrawal of certificate may result in a penalty
Quarterly statements

Click here for current CD rates

Fa$track Youth Certificate

Available for a term of 12 months
$100 minimum to open and obtain disclosed annual percentage yield
Open with a $100 minimum and add funds to it, up to a maximum of $5,000
Interest compounds monthly and is paid monthly
Interest may be automatically transferred to another account or mailed by check
Early withdrawal from the certificate
- Will result in a penalty
- Will require that the certificate be closed
Quarterly eStatements (eStatements are required)
No Automated Clearing House deposits (ACH) or payroll deduction deposits allowed
At maturity, if funds are used towards a down payment to finance an auto loan with TCCU, will receive an additional .25% discount off approved auto loan rate

Standard Youth Certificate

Available for terms of 6 or 12 months
$500 minimum to open and obtain disclosed annual percentage yield
Interest compounds monthly and is paid monthly
Interest may be automatically transferred to another account or by check
Early or partial withdrawal of certificate may result in a penalty
Quarterly statements

Save To Win Savings Certificate

Save to Win is a special savings certificate account that gives you all of the benefits of a savings account – plus the chance to win BIG!

It’s easy:

Open a 12 month Save to Win savings certificate and earn a higher dividend rate
Make regular $25 deposits to the certificate
Your account will be eligible for monthly and quarterly cash drawings (TCCU drawings, State drawings and National drawings)

Here’s how it works:

Every $25 increase in month-over-month balance generates one entry into the monthly and quarterly prize drawings
You may make deposits regularly, but there is a maximum of 100 entries per month/300 per quarter

Save to Win prizes are set at the beginning of each program year, but members can open an account and start winning at any time. Not everyone will win a prize, but if you make regular deposits into your Save to Win account all year, you are guaranteed to end up with more money than you started with. It really is the smartest way to save.

“We’re so thankful for TCCU and the Save To Win program. This (winning) is such a blessing.”

– Bobby N, TCCU member since 2013

Program Stats & Prizes

TCCU Member Drawings

(2) $25 monthly prizes; maximum 1x quarterly
(2) $50 quarterly prizes; maximum 1x per calendar year

2023 Prize Distribution National Drawing

Prize Drawings	Number of Winners per Drawing	Prize Amounts per drawing	Total Annual Winners	Total Annual Prizes
Monthly	156	$25	1,872	$46,800
	4	$50	48	$ 2,400
	2	$200	24	$ 4,800
	1	$1,000	12	$12,000
Quarterly	10	$100	40	$ 4,000
	10	$250	40	$10,000
	8	$500	32	$16,000
	8	$1,000	32	$32,000
	1	$2,000	4	$ 8,000
	1	$5,000	4	$20,000
			2,108 Total Winners	$156,000 Total

Texas & Arkansas State Specific Drawings (Coming soon, Oklahoma and increased prizes!)

Prize Drawings	Number of Winners per drawing	Prize Amounts per Drawing	Total Winners	Total Annual Prizes
Monthly	12	$25	60	$1,500
	3	$50	15	$ 750
Quarterly	1	$1,000	1	$1,000
	8	$250	8	$2,000
			84 Total	$5,250 Total

1 ENTRY PER $25 DEPOSIT – 10 PER MONTH ($250), 30 PER QUARTER ($750)
Save to Win is geared toward helping you develop good savings habits – and we’re here to help you get started.

Save To Win Website | Save To Win Program Rules | Save to Win Truth-in-Savings

2022 – 2023 Tarrant County’s Credit Union Member Winners List

January	February	March	April
Salima S. Emily S.	Joe A Darlene S Toni F.	Debra C. Kenneth S. Benito G. Nichole D. Michael M. Darlene S. Jonathan H.	Helen R. Bridgit L. Jonathan C.
May	June	July	August
Jonathan H., Jonathan C. Toni F. Michael M.	Helen R. Kenneth S. Joe A. Veronica Y. Kenneth S. Cecilia W. – $500 Cassandra J. – $500	Emily S. Emily S. Darlene S.	Belinda H. Dawn S.
September	October	November	December
Bridgit L. Ivy A. Vickie K. Salima S. Maria R. Maria S. Vickie K.	Michael M. Aramis F.	Belinda H. Tracy K. Debra D. Vickie K. Helen R.	Eduardo P. $500 Emily P. Jonathan H. Debra D. Julia S.
January 2023	February	March	April
Salima S. Nancy P. Anthony P. Emily S.	Veronica Y. (2) Emily P. Julia S. Sharon A.	Benito G. David P. $250 Caroline J. Kenneth S. Veronica Y. Joe A.	Salima S. Veronica Y.