Life & Money

If you’re tired of seeing more of your paycheck go to Uncle Sam, it’s time to make tax planning a priority. Here are 5 smart ways to lower your taxable income: Max Out Your 401(k) & IRA  401(k)s: For 2025, the maximum contribution is $23,500 if you’re under age...

Millions of people feel that budgeting is a chore they’d rather avoid, or they may feel overwhelmed by the need to wrap their arms around their money. But the good news is that the simpler your budget, the more likely you are to stick with it — and simple budgets can...

If you own a vehicle, you’ve probably received a robocall about extending your warranty. If we’re being honest, you’ve probably received these calls even if you don’t own a vehicle. In 2022, the FCC banned groups that made billions of robocalls from running...

That tiny little card inserted into the side of your cellphone can lead to a heap of trouble. It’s called a SIM card and cybercriminals “SIM swap” it to clone your phone and steal your money. It’s sneaky, it’s unfair, and it’s a crime. Here’s what you need to know...

Shop Smart Online During Holiday Sales The holidays bring irresistible deals—but also fake websites and scams. Stick to retailers you know and trust. If you’re browsing for last-minute gifts, avoid clicking on flashy ads or links in social media posts, as they could...

If you’re fortunate enough to have more than you need, it’s always nice to give back, especially around the holidays. But where should you give? There are so many charities that could do amazing things with your money — the challenge is determining where your gift...

October is National Financial Planning Month. This is a great time to remind you that your finances go beyond your current checking account and monthly budget. Your finances affect your future, your relationships and even your stress levels. In the midst of a tight...

If you have a TCCU credit or debit card, the My TCCU Cards app could be your best friend. It’s definitely a fantastic travel companion for summer (or any time of the year), because it gives you so much control over how and when your cards are used. If you’ve ever...

You know the world can be a cruel place when stealing from the elderly is a crime on the rise. We have seen attempts made on our own members here at TCCU, and it’s heartbreaking. This blog post will help you know what to look for so you can protect yourself and your...