TCCU Blog

Tips for building strong financial habits before the first day of class College is expensive — not just tuition, but housing, food, books, and late-night pizza too. Before your child sets foot on campus, help them build financial literacy that will serve them well...

Tips for Stress-Free Travel Without the Big Bill Vacations should be a time to relax—not stress about how much you’re spending. But when you’re watching every dollar, the costs can add up fast: hotels, meals, rides, tickets. Before you know it, you're back home with a...

When every dollar counts, trying to save and invest can feel impossible. But you don’t need to do everything at once — just start where you are, and build from there. Start with Savings: Your Emergency Fund The first step is building a small emergency fund. While...

Trying to figure out how much money to save and how much to invest? You’re not alone — it’s a common question. Most of us have limited income and lots of things to pay for, like rent, groceries, and bills. So how do you decide what to do with the extra money you have?...

If you’re tired of seeing more of your paycheck go to Uncle Sam, it’s time to make tax planning a priority. Here are 5 smart ways to lower your taxable income: Max Out Your 401(k) & IRA  401(k)s: For 2025, the maximum contribution is $23,500 if you’re under age...

Millions of people feel that budgeting is a chore they’d rather avoid, or they may feel overwhelmed by the need to wrap their arms around their money. But the good news is that the simpler your budget, the more likely you are to stick with it — and simple budgets can...

If you own a vehicle, you’ve probably received a robocall about extending your warranty. If we’re being honest, you’ve probably received these calls even if you don’t own a vehicle. In 2022, the FCC banned groups that made billions of robocalls from running...

That tiny little card inserted into the side of your cellphone can lead to a heap of trouble. It’s called a SIM card and cybercriminals “SIM swap” it to clone your phone and steal your money. It’s sneaky, it’s unfair, and it’s a crime. Here’s what you need to know...

Shop Smart Online During Holiday Sales The holidays bring irresistible deals—but also fake websites and scams. Stick to retailers you know and trust. If you’re browsing for last-minute gifts, avoid clicking on flashy ads or links in social media posts, as they could...