Checking Accounts

Standard Checking

Classic Checking

Fresh Start Checking

Why choose this
account:

Enjoy a checking account that offers extra perks, savings opportunities, financial wellness, protection benefits, and more.
Learn More Here

Enjoy a free
account with no
balance requirements

Earn dividends while maintaining a low minimum balance

For members with less than perfect credit

Minimum to open:

$0

Minimum to earn dividend

N/A

$500

N/A

Monthly service
charge:

$6 – $10**

None

$5, if account falls below $500

None

Annual percentage yield:

N/A

0.05%

N/A

Overdraft protection:

Available

Features:

Free online banking
& bill pay*

Free online banking and bill pay*

Free online banking
& bill pay*

Free e-statements

Free debit Mastercard®

No fee for withdrawals
at TCCU ATMs

No fee for withdrawals at TCCU ATMs

No fee for withdrawals
at TCCU ATMs

Thousands of fee-free ATMs nationwide

Thousands of fee-free ATMs
nationwide

PLUS

Complimentary Temporary Checks, Money Orders and Teller Checks

IDProtect® – Identity Theft Monitoring & Resolution Service¹

Up to $5,000 of Accidental Death & Dismemberment Insurance²

Cellular Phone Protection²

$hopping Rewards™ (registration & activation required)

Travel & Leisure Discounts (available via mobile & web only)

Health Discount Savings (This is NOT Insurance)

Telehealth³ (registration & activation required)

Standard Plus Checking Brochure

* Bill Pay $5.95 per month.
**A $10 monthly service fee applies. The fee may be reduced to as low as $6 by receiving a $1 credit for each of the following: Membership of 2+ years, having Direct Deposit into your Standard PLUS Checking account, having an active debit card on the account and for being enrolled in eBanking.

Disclosures:

¹Benefits are available to personal checking account owner(s)and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

²Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

³ Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.”