Standard Checking	Classic Checking	Fresh Start Checking
Why choose this account:	Enjoy a checking account that offers extra perks, savings opportunities, financial wellness, protection benefits, and more. Learn More Here	Enjoy a free account with no balance requirements	Earn dividends while maintaining a low minimum balance	For members with less-than-perfect credit
Minimum to open:	$0	$0	$0	$0
Minimum to earn dividend	N/A	N/A	$500	N/A
Monthly service charge:	$6 – $10**	None	$5, if the account falls below $500	None
Annual percentage yield:	N/A	N/A	0.05%	N/A
Overdraft protection:	Available	Available	Available	N/A
Features:	Free online banking & bill pay*	Free online banking & bill pay*	Free online banking and bill pay*	Free online banking & bill pay*
	Free e-statements	Free e-statements	Free e-statements	Free e-statements
	Free debit Mastercard®	Free debit Mastercard®	Free debit Mastercard®	Free debit Mastercard®
	No fee for withdrawals at TCCU ATMs	No fee for withdrawals at TCCU ATMs	No fee for withdrawals at TCCU ATMs	No fee for withdrawals at TCCU ATMs
	Thousands of fee-free ATMs nationwide	Thousands of fee-free ATMs nationwide	Thousands of fee-free ATMs nationwide	Thousands of fee-free ATMs nationwide
	PLUS
	Complimentary Temporary Checks, Money Orders, and Teller Checks
	IDProtect® – Identity Theft Monitoring & Resolution Service¹
	Up to $5,000 of Accidental Death & Dismemberment Insurance²
	Cellular Phone Protection²
	$hopping Rewards™ (registration & activation required)
	Travel & Leisure Discounts (available via mobile & web only)
	Health Discount Savings (This is NOT Insurance)
	Telehealth³ (registration & activation required)
	Standard Plus Checking Brochure

* Bill Pay $5.95 per month.
**A $10 monthly service fee applies.  The fee may be reduced to as low as $6 by receiving a $1 credit for each of the following: Membership of 2+ years, having Direct Deposit into your Standard PLUS Checking account, having an active debit card on the account, and for being enrolled in eBanking.

Disclosures:

¹ Benefits are available to personal checking account owner(s)and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

³ Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.”

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