Ā | Standard Checking | Classic Checking | Fresh Start Checking | |
Why choose this account: |
Enjoy a checking account that offers extra perks, savings opportunities, financial wellness, protection benefits, and more. Learn More Here |
Enjoy a free account with no balance requirements |
Earn dividends while maintaining a low minimum balance | For members with less-than-perfect credit |
Minimum to open: | Ā $0 | $0 | $0 | Ā $0 |
Minimum to earn dividend | N/A | N/A | $500 | N/A |
Monthly service charge: |
$6 ā $10** | None | $5, if the account falls below $500 | Ā None |
Annual percentage yield: | N/A | N/A | 0.05% | N/A |
Overdraft protection: | Available | Available | Ā Available | N/A |
Features: |
Free online banking & bill pay* |
Free online banking & bill pay* |
Free online banking and bill pay* | Free online banking & bill pay* |
Ā | Free e-statements | Free e-statements | Free e-statements | Free e-statements |
Ā | Free debit MastercardĀ® | Free debit MastercardĀ® | Free debit MastercardĀ® | Free debit MastercardĀ® |
Ā | No fee for withdrawals at TCCU ATMs |
No fee for withdrawals at TCCU ATMs |
No fee for withdrawals at TCCU ATMs | No fee for withdrawals at TCCU ATMs |
Ā | Thousands of fee-free ATMsĀ nationwide | Thousands of fee-free ATMsĀ nationwide | Thousands of fee-free ATMsĀ nationwide | Thousands of fee-free ATMs nationwide |
Ā | PLUS | Ā | Ā | Ā |
Ā | Complimentary Temporary Checks, Money Orders, and Teller Checks | Ā | Ā | Ā |
Ā | IDProtectĀ® ā Identity Theft Monitoring & Resolution ServiceĀ¹ | Ā | Ā | Ā |
Ā | Up to $5,000 of Accidental Death & Dismemberment InsuranceĀ² | Ā | Ā | Ā |
Ā | Cellular Phone ProtectionĀ² | Ā | Ā | Ā |
Ā | $hopping Rewardsā¢ (registration & activation required) | Ā | Ā | Ā |
Ā | Travel & Leisure Discounts (available via mobile & web only) | Ā | Ā | Ā |
Ā | Health Discount Savings (This is NOT Insurance) | Ā | Ā | Ā |
Ā | TelehealthĀ³ (registration & activation required) | Ā | Ā | Ā |
Ā | Standard Plus Checking Brochure | Ā | Ā | Ā |
* Bill Pay $5.95 per month.
**A $10 monthly service fee applies.Ā The fee may be reduced to as low as $6 by receiving a $1 credit for each of the following: Membership of 2+ years, having Direct Deposit into your Standard PLUS Checking account, having an active debit card on the account, and for being enrolled in eBanking.
Disclosures:
1 Benefits are available to personal checking account owner(s)and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a āsignerā on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.ā
Ready to open a checking account?
Questions about our products and services? Give us a call at 817-884-1470.